Debt Collection Services
Specialized Under SARFAESI Act, 2002
Caring Management Consultants Pvt. Ltd. is a specialized service provider dedicated exclusively to secured debt recovery under the SARFAESI Act, 2002. We assist banks, NBFCs, and financial institutions in recovering non-performing assets (NPAs) through legally compliant, ethical, and systematic enforcement processes.
Our approach emphasizes due process, transparency, and protection of lender and borrower rights, ensuring recovery actions are lawful, defensible, and procedurally sound .
Our Exclusive Focus
Unlike generic debt collection agencies, CMC does not engage in unsecured or personal debt recovery. Our entire practice is limited to secured assets and SARFAESI-governed loan enforcement, ensuring complete legal alignment and regulatory discipline in every assignment .
Who We Serve
- Public & Private Sector Banks
- Non-Banking Financial Companies (NBFCs)
- Asset Reconstruction Companies (ARCs)
- Legal firms and Authorized Officers managing SARFAESI proceedings
Comprehensive SARFAESI Recovery Solutions
We manage the entire enforcement lifecycle, including:
Preliminary Case Assessment
Evaluation of borrower profile, loan documentation, eligibility under SARFAESI, and enforcement feasibility.
Legal Notice & Documentation
Issuance of Section 13(2) demand notices, possession notices under Section 13(4), and statutory timeline tracking.
Possession Management
Support for symbolic and physical possession, coordination with authorized officers, valuers, security, and logistics teams.
Valuation & Auction Support
Independent asset valuation, statutory newspaper publications, e-auction coordination, and post-auction documentation.
Legal & Administrative Coordination
Liaison with advocates, DRT officials, district authorities, and preparation of compliance and progress reports.
Post-Recovery Compliance
Completion of statutory filings, final reporting, and support for release or re-possession as required .
Process Standards & Compliance
All recovery actions strictly follow:
- SARFAESI Act & Rules
- RBI Guidelines
- Fair Practices Code for Recovery Agents
- Applicable High Court, DRT, and Supreme Court directives
We maintain complete documentation, digital tracking, and structured client reporting at every stage .
Why Partner With CMC
- 100% SARFAESI-Focused Expertise
- End-to-End Enforcement Execution
- Strict Legal & Regulatory Compliance
- Experienced Recovery, Legal & Valuation Teams
- Transparent Reporting & Communication
- Pan-India Operational Capability
Our Commitment to Ethics
CMC strictly prohibits coercion, confrontation, or unethical practices.
Our philosophy is clear:
“Recovery must always be within the law, transparent in process, and effective in outcome.”
Frequently Asked Questions
No. CMC exclusively focuses on secured debt recovery under the SARFAESI Act, 2002 and does not undertake unsecured or personal debt collection.
Our services are designed for banks, NBFCs, Asset Reconstruction Companies (ARCs), and authorized officers managing SARFAESI proceedings.
CMC provides end-to-end support, including case assessment, legal notices, possession management, valuation, auction coordination, and post-recovery compliance.
All actions strictly follow SARFAESI rules, RBI guidelines, Fair Practices Code, and relevant High Court, DRT, and Supreme Court directives.
Yes. CMC has pan-India operational capability, enabling recovery execution across multiple states with strong local coordination.
Need Assistance with Recovery or Enforcement?
We provide end-to-end recovery and enforcement services built on experience and regulatory discipline.
